8 Crazy Money Stats of the Average Person

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How do your finances compare to the average American in 2026?

In this video, I’m breaking down 8 surprising money stats about net worth, debt, emergency funds, retirement savings, car payments, housing costs, and homeownership.

Some of these numbers might make you feel behind. Others might actually make you feel relieved.

Either way, the goal is to help you see where you stand and what you can do next with your money.

In this video:
2:05 Housing and transportation costs
3:50 Average non-mortgage debt
5:10 Negative equity on car trade-ins
6:30 $19 trillion sitting in bank deposits
7:50 Americans who can’t cover a $1,000 emergency
9:25 Median retirement balances by age
11:00 Median age of first-time homebuyers

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